Financial Living Blog

Should You Be Saving in an IRA?

Feb 20, 2019 9:39:04 AM

You know you want to retire at some point. What you may not know is if you’re doing all the right things to get there. Are you saving enough? Are you even saving in the appropriate retirement account?

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Should You Save or Invest Your Tax Refund?

Feb 13, 2019 9:01:27 AM

Every dollar is a decision to be made. Should you spend it? Save it? How about invest it?

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Student Loan Debt: A Growing Problem for Older Adults, Too

Feb 1, 2019 7:51:24 AM

There’s nothing wrong with wanting the best for your children and your grandchildren. Specifically, the best tools for them to succeed. Therefore, you might not bat an eye when a child or grandchild asks you for help to pay for college.

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Getting Rid of Debt Before You Retire

Jan 4, 2019 9:18:51 AM

Retirement is about utilizing each dollar of your accumulated wealth to live comfortably on your terms and, hopefully, fulfill some of your biggest dreams. At least, this is how retirement is supposed to work. Unfortunately, people too often find their financial futures hindered by debt.

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How to Catch Up on Saving for Retirement

Dec 19, 2018 11:00:55 AM

On January 3, 1993, the Buffalo Bills miraculously pulled off a 41-38 overtime upset over the Houston Oilers in an AFC playoff game that remains the largest come-from-behind victory in NFL history. To this day, it is commonly referred to as “The Comeback.” Such an unbelievable, overcoming-the-odds story can provide some much-needed inspiration to those nearing retirement age with little to no savings. 

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Spousal IRA: How Stay-at-Home Parents Can Save for Retirement

Dec 13, 2018 2:25:28 PM

There are many great reasons to be a stay-at-home parent. To name a few, it can make financial sense when you factor in the costs of daycare. You and your spouse don’t have to juggle two busy work schedules. And, most importantly, you get to spend valuable time with your children as they grow.

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Understanding the FERS Supplemental Annuity for Federal Workers Retiring Early

Nov 15, 2018 10:56:11 AM

From postal workers to VA doctors, we’ve had the pleasure of helping many federal government employees reach retirement. Though the average age federal employees voluntarily retire is 63, there are many who choose to leave the workplace earlier. Those who want to retire early need to know about the FERS Supplemental Annuity Benefit.

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What to Know About Variable Annuities

Nov 1, 2018 8:59:23 AM

Annuities are one of the most heavily marketed financial products to retirement-age people. They are often sold as the solution to a retiree’s greatest fear: outliving your money in retirement. But, with the potential for guaranteed income from an annuity, do you have to sacrifice the potential for growing your money?

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The Average Cost of Retirement

Oct 25, 2018 8:25:39 AM

Strolls along cobblestone streets in old European villages. Sunsets on suspiciously secluded beaches. Adirondack chairs. Lots of Adirondack chairs. These are your stereotypical images of retirement. But, if you want a look at a truly stereotypical retirement, then you should follow the money.

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Why ‘Fiduciary’ Should Be Part of Your Vocabulary

Oct 10, 2018 11:08:46 AM

Think every financial professional is required to put your best interest first? Think again.

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