When planning for your future, you should focus most on the factors you can control. But you still must be mindful of those factors out of your control, one of which is government policy.
The happiness we feel about our money, work, relationships, life in general, isn’t derived by only what happens, but also how we perceive what happens.
How significant are a few additional steps?
For an elite marathoner, a few inspired steps can be the difference between a respectable time and a first-place medal. For a politician, a few more hands to shake and babies to kiss can be the difference between elected official and also-ran. For an architect, a few more feet can be the difference between tall and tallest in the world.
In November, the interest rate used to calculate AT&T pension payouts – the Composite Corporate Bond Rate – was lowered to 2.94%. That means, if you’re an AT&T employee who may retire between now and the end of the year and would like to elect a lump sum, your payout may be larger than last year.
That is the sufficient quantity of disaster supplies the Department of Homeland Security recommends having on hand in case of an emergency. After an emergency occurs, it could be hours or even days for first responders to reach you.
Fortunately, in most cases, such as hurricanes and blizzards, people are given some forewarning of what’s coming and when. You have time to prepare. But what if you are in the middle of potential trouble and don’t know it yet?
From Thanksgiving to New Year’s Eve, expressing gratitude is a year-end tradition. But what if you were to make giving thanks a daily routine throughout the year, every year?
By Kurt Mears, Advance Capital Management Financial Adviser
From VA doctors to national security officers, we’ve had the pleasure to work with many federal government employees. One way in particular is by providing help navigating the Thrift Savings Plan (TSP). Recently, there has been some important changes in the TSP that I would like to highlight.
On the Richter scale of financial fears, most people would put a recession near or at the top. From job loss to market downturn, the potential magnitude of financial dangers can be severe. But just how fearful should investors be of the next recession? The fact is recessions are a normal feature of the business cycle.
The world is filled with generalizations.
Men are afraid of commitment. Dogs are smarter than cats (or vice versa). Most politicians are corrupt.
They wear the appearance of truth but are far from truthful. Life is much too nuanced to be condensed into general rules.