Financial Living Blog

Should You Save or Invest Your Tax Refund?

Feb 13, 2019 9:01:27 AM

Every dollar is a decision to be made. Should you spend it? Save it? How about invest it?

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Where to Obtain AT&T Pension and Benefit Information

Feb 6, 2019 2:11:50 PM

With a 30+-year history of helping AT&T employees, we consider ourselves experts on all things related to AT&T’s retirement benefits. We even wrote the book on it! Every week, people from across the country contact us with questions about retiring from the company.

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Student Loan Debt: A Growing Problem for Older Adults, Too

Feb 1, 2019 7:51:24 AM

There’s nothing wrong with wanting the best for your children and your grandchildren. Specifically, the best tools for them to succeed. Therefore, you might not bat an eye when a child or grandchild asks you for help to pay for college.

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2019 Outlook: Navigating Choppier Waters

Jan 23, 2019 12:36:51 PM

Advance Capital Management’s president and chief investment officer, Christopher Kostiz, provides his key economic and market insights from the most recent quarter and for the new year.

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I’m Laid Off from AT&T – Now What?

Jan 15, 2019 9:14:18 AM

By Michael Hohf, CFP®

According to internal documents obtained by the online magazine Motherboard, AT&T is preparing for a significant round of layoffs in the coming months. I hope the company can retain as many jobs as possible and provide employees that are impacted with enough time and resources for an easy transition. Unfortunately, companies rarely give employees much advance notice. So, what should you do if you find yourself suddenly laid off?

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The Best Way to Pay Down Debt

Jan 10, 2019 10:08:06 AM

Although our financial lives are all different, we tend to look for one-size-fits-all solutions to our financial challenges. Take debt, for example. There are two effective methods that will help you pay down debt: the debt snowball and the debt avalanche. Instead of taking the time to consider which method is most appropriate for their financial situation, most people just want to know: “Which method is the best, the snowball or the avalanche?”

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Getting Rid of Debt Before You Retire

Jan 4, 2019 9:18:51 AM

Retirement is about utilizing each dollar of your accumulated wealth to live comfortably on your terms and, hopefully, fulfill some of your biggest dreams. At least, this is how retirement is supposed to work. Unfortunately, people too often find their financial futures hindered by debt.

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What AT&T Employees Should Do with Their AT&T Stock

Dec 27, 2018 8:54:44 AM

A common mistake we see when helping AT&T employees plan for the future is an excessive amount of their retirement savings invested in AT&T stock. While it can be rewarding to own a share of a respected company like AT&T, it is risky from a retirement planning perspective.

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How to Catch Up on Saving for Retirement

Dec 19, 2018 11:00:55 AM

On January 3, 1993, the Buffalo Bills miraculously pulled off a 41-38 overtime upset over the Houston Oilers in an AFC playoff game that remains the largest come-from-behind victory in NFL history. To this day, it is commonly referred to as “The Comeback.” Such an unbelievable, overcoming-the-odds story can provide some much-needed inspiration to those nearing retirement age with little to no savings. 

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Spousal IRA: How Stay-at-Home Parents Can Save for Retirement

Dec 13, 2018 2:25:28 PM

There are many great reasons to be a stay-at-home parent. To name a few, it can make financial sense when you factor in the costs of daycare. You and your spouse don’t have to juggle two busy work schedules. And, most importantly, you get to spend valuable time with your children as they grow.

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