Financial Living Blog

Spousal IRA: How Stay-at-Home Parents Can Save for Retirement

Dec 13, 2018 2:25:28 PM

There are many great reasons to be a stay-at-home parent. To name a few, it can make financial sense when you factor in the costs of daycare. You and your spouse don’t have to juggle two busy work schedules. And, most importantly, you get to spend valuable time with your children as they grow.

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How to Still Get Tax Deductions for Your Charitable Contributions

Dec 5, 2018 9:10:27 AM

The end of the year is giving season, but tax reform has changed the rules for charitable contributions. Many donors won’t receive the same tax breaks like in years past. However, there are two giving options available that will allow some donors to preserve those charitable tax deductions.

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An increasing corporate rate will DECREASE lump sum pension payouts for AT&T employees in 2019

Nov 28, 2018 2:37:57 PM

As a trusted financial adviser to many AT&T employees and retirees, we wanted to inform you about recent interest rate changes that will affect your pension payout. If you are planning to retire soon, please review this important information.

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Mental Tools That’ll Help You Invest Smarter

Nov 28, 2018 2:36:29 PM

Behavioral finance, or economics, studies the effects of psychology in the economic decision-making processes of individuals. Based on research in this field, it turns out people aren’t as rational as they think. Certain mental biases cause people to make financial decisions that might not be in their best interests. That includes everything from how people shop to how they save – or don’t – for retirement.

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The Blueprint for Becoming an AT&T 401(k) Millionaire

Nov 21, 2018 8:32:04 AM

How would you like to become an AT&T 401(k) millionaire? The steps to achieving millionaire status are simple; the hard part is exercising the discipline to build a plan and stick with it. Certainly, it’s easier said than done, but the rules make it a very attainable goal.

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Understanding the FERS Supplemental Annuity for Federal Workers Retiring Early

Nov 15, 2018 10:56:11 AM

From postal workers to VA doctors, we’ve had the pleasure of helping many federal government employees reach retirement. Though the average age federal employees voluntarily retire is 63, there are many who choose to leave the workplace earlier. Those who want to retire early need to know about the FERS Supplemental Annuity Benefit.

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Thinking About Timing the Market? Think Again.

Nov 7, 2018 2:40:59 PM

Whether sitting in a speeding car or investing in a tumbling stock market, you can get the same uneasy feeling in your stomach.

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What to Know About Variable Annuities

Nov 1, 2018 8:59:23 AM

Annuities are one of the most heavily marketed financial products to retirement-age people. They are often sold as the solution to a retiree’s greatest fear: outliving your money in retirement. But, with the potential for guaranteed income from an annuity, do you have to sacrifice the potential for growing your money?

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The Average Cost of Retirement

Oct 25, 2018 8:25:39 AM

Strolls along cobblestone streets in old European villages. Sunsets on suspiciously secluded beaches. Adirondack chairs. Lots of Adirondack chairs. These are your stereotypical images of retirement. But, if you want a look at a truly stereotypical retirement, then you should follow the money.

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Q3 2018: Key Economic and Market Insights

Oct 18, 2018 8:21:38 AM

Advance Capital Management’s president and chief investment officer, Christopher Kostiz, provides his key economic and market insights from the most recent quarter.

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