The world is filled with generalizations.
In The Hard Thing About Hard Things, successful Silicon Valley entrepreneur and respected thinker Ben Horowitz writes:
“Hard things are hard because there are no easy answers or recipes. They are hard because your emotions are at odds with your logic.”
The conventional definition of retirement may itself need to be retired.
If there is one thing you can expect during a presidential campaign it is a whole lot of broken promises. In 2008, historian Joseph Ellis analyzed 200 years of political promises and found only two presidents – George Washington and James Polk – kept their campaign pledges. If history is any indication, voters can only hope their preferred candidate’s actions in office, at best, come close to what was promised on the campaign trail.
Have you ever mentioned – or even thought about – an object in casual conversation only to see an ad for that very thing online seconds later? Maybe it was all coincidence. Or, maybe not.
In a world of major data breaches, where millions of people have their personal data compromised, it is more crucial than ever to make security a part of your financial planning process.
Everyone’s experience in retirement is unique. But there are some characterizations we can draw from data collected in various surveys and studies of retirees. Put together they form the nine types of people you’ll encounter throughout your later years. Some offer attributes you may want to adopt and others those you are best to avoid. They all, however, can provide lessons on how to live a fulfilling retirement.
A refrain that best describes estate planning is that it’s not about the years you have left, it’s about the years you have lived. As an AT&T employee or retiree, you’ve likely earned a variety of valuable retirement benefits, such as your AT&T pension and your 401(k) savings. Although thinking about life after you’re gone can be difficult, it becomes easier when you reframe it as planning how to successfully manage all you’ve worked hard for.
As tuition rates increase, so too does the difficulty of paying for college.
We are extremely pleased to announce that three of our financial advisers -- Daniel McHugh, Michael Hohf and Terra Hohf -- have been named to Forbes magazine’s 2019 Best-in-State Next-Gen Wealth Advisors list. They were recognized as among the top young wealth advisers in Michigan.
