A Roth IRA provides several advantages in retirement when you start to use your savings for income. Whether you should consider a Roth conversion depends on your current and expected future financial situation, but sometimes also the state of the market and the economy.
Is a Roth conversion right for you?
Ultimately, the answer depends on your entire financial picture. Creating a financial plan or reviewing the one you have is a great place to start. For a more definitive answer, consult with a financial adviser who can take a close look at your situation to help you determine if a Roth conversion really does make sense.