Financial Living Blog
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Do You Need Life Insurance in Retirement?
April 24th, 2024|3 min read
5 Key Considerations for Women Investors
April 16th, 2024|3 min read
5 Advance Capital Financial Advisors in Michigan Named ‘Best-In-State’
April 10th, 2024|3 min read
Q1 2024 Market Update: Economy Stays Positive
April 2nd, 2024|3 min read
How Does a 401(k) Work When You Retire? Here Are Your Options
March 28th, 2024|4 min read
8 Situations When You Need a Financial Adviser Most
March 20th, 2024|4 min read
4 Financial Regrets That Can Still Be Fixed – Are You Making One?
March 14th, 2024|4 min read
7 Tax-Saving Strategies That Could Keep More Money in Your Pocket
March 7th, 2024|5 min read
Are You Measuring Your Investments All Wrong?
February 28th, 2024|3 min read
Should I Hire a Financial Adviser for My 401(k)?
February 22nd, 2024|4 min read
You Can Collect Social Security While Working – But Should You?
February 16th, 2024|4 min read
How to Help Young Adults Start Saving and Investing
February 9th, 2024|3 min read
TSP Withdrawal Rules After Retirement: What to Know
February 2nd, 2024|5 min read
Creating a Retirement Income Stream: Savings, Social Security and More
January 25th, 2024|5 min read
Good News, Michigan Retirees: Understanding the Retirement Tax Repeal
January 18th, 2024|3 min read
What Are the Best 401(k) Investments? It Depends.
January 10th, 2024|4 min read
Q4 2023 Market Update: Outlook for the New Year
January 2nd, 2024|4 min read
The 15 Most Popular Advance Capital Articles of 2023
December 26th, 2023|6 min read
12 Smart Moves for Your 2024 Financial Plan
December 20th, 2023|5 min read
Understanding the AT&T 401(k) Match: A Guide for Employees
December 14th, 2023|4 min read
Retirement Planning: Should You Buy or Rent?
December 8th, 2023|7 min read
Investment Strategies for a Secure Retirement
December 1st, 2023|6 min read
Is the 60/40 Portfolio Dead? Not So Fast.
November 22nd, 2023|3 min read
Smart Ways to Minimize Taxes in Retirement
November 16th, 2023|4 min read
How to Calculate Your Retirement Savings Needs
November 9th, 2023|4 min read
Should You Stay Invested in Bonds Now?
October 31st, 2023|2 min read
Why It’s Never Too Early or Too Late to Start Planning for Retirement
October 27th, 2023|6 min read
Are You Taking Advantage of These Valuable AT&T Benefits?
October 19th, 2023|4 min read
Advance Capital Management Named to Forbes 2023 America’s Top RIAs List
October 16th, 2023|2 min read
6 Ways to Protect Your Money from Persistent Inflation in Retirement
October 12th, 2023|4 min read
Q3 2023 Market Update: Signs of Softening
October 4th, 2023|3 min read
Retirement Planning 101: What You Need to Know
September 27th, 2023|5 min read
Advance Capital Management on Barron's 2023 Top 100 RIA Firms List
September 19th, 2023|2 min read
4 Social Security Mistakes to Avoid If You’re Married
September 14th, 2023|3 min read
Maximizing Your Savings: The Power of Catch-Up Contributions in 2024
September 6th, 2023|3 min read
How to Navigate the FERS Retirement Process
September 1st, 2023|3 min read
Discretionary Investment Management Offers a Professional Touch
August 25th, 2023|6 min read
Protecting Your Assets: The Vital Role of a Custodian
August 17th, 2023|4 min read
3 Advance Capital Advisers on Forbes 2023 Top Next-Gen List
August 16th, 2023|1 min read
Advance Capital Management Named One of America’s Top RIAs for 2023
August 8th, 2023|2 min read
Why You Need to Know These Key AT&T Pension Dates
August 4th, 2023|3 min read
Is a Pension Lump Sum or Annuity Better?
July 27th, 2023|5 min read
Travel Insurance: What to Know Before You Buy
July 19th, 2023|4 min read
Q2 2023 Market Update: Positives in Economy, Markets
July 13th, 2023|3 min read
How Much Will Your Investments Earn? 7 Key Factors
July 5th, 2023|5 min read
Is Long-Term Care Insurance Right for You? Factors to Help You Decide
June 28th, 2023|7 min read
What Is the FERS COLA and How Does It Work?
June 23rd, 2023|3 min read
Retire Early and Penalty-Free: Navigating the Rule of 55
June 15th, 2023|4 min read
Saving for College: 529 vs Brokerage Account
June 8th, 2023|6 min read
What Is the Value of a Financial Adviser?
June 1st, 2023|7 min read
Securing Your Golden Years: Roth Conversions and Backdoor Roths
May 24th, 2023|5 min read
Pay Off Your Mortgage Early or Save More for Retirement?
May 17th, 2023|4 min read
Navigating an AT&T Pension Transfer: What You Need to Know
May 11th, 2023|4 min read
Tax-Smart Ways to Give to Charity
May 4th, 2023|3 min read
How to Choose Between Pre-tax and Roth Contributions
April 26th, 2023|6 min read
How Are Your FERS, Social Security and TSP Funds Taxed?
April 21st, 2023|3 min read
3 ACM Advisers Named to 2023 Forbes ‘Best-in-State’ List
April 13th, 2023|2 min read
Q1 2023 Market Update: Unintended Consequences for the Economy and Capital Markets
April 5th, 2023|4 min read
Estate Planning 101: Will or Trust?
March 29th, 2023|4 min read
5 Good Reasons to Take Social Security Early (Fear That It Will Run Out of Money Isn’t One)
March 22nd, 2023|5 min read
Is Your Inheritance Taxable?
March 15th, 2023|6 min read
AT&T Retirement Benefits Overview
March 8th, 2023|6 min read
ACM Named to List of Best Performing Investment Strategies
February 27th, 2023|2 min read
Which Financial Documents to Keep, Which to Shred and Which to Scan
February 23rd, 2023|4 min read
How to Compare Financial Advisers
February 16th, 2023|5 min read
ACM Adviser Named to Forbes Top Women Wealth Advisor List – Again
February 6th, 2023|1 min read
Should You Tap Your Home for Income in Retirement?
February 1st, 2023|5 min read
Simple Tax Planning Moves to Avoid Paying Too Much
January 25th, 2023|6 min read
Active vs. Passive Investing Pros and Cons: Which Is Right for You?
January 18th, 2023|5 min read
Comparing TSP Investment Options for Federal Employees
January 11th, 2023|7 min read
Q4 2022 Market Update: Has the Fed Gone Too Far?
January 4th, 2023|4 min read
The Most Important Advance Capital Blogs of 2022
December 28th, 2022|5 min read
How Much Should You Pay for a Financial Adviser?
December 21st, 2022|7 min read
Watch Your Step: AT&T Pension Mistakes to Avoid
December 14th, 2022|3 min read
Spending Down Your Savings: IRA Withdrawal Rules
December 7th, 2022|4 min read
Social Security Changes for 2023
November 30th, 2022|3 min read
How to Calculate Your High 3 for Federal Retirement
November 22nd, 2022|4 min read
How to Prepare for Retiring in a Recession
November 16th, 2022|3 min read
Saving for a Rainy Day: Where to Keep an Emergency Fund
November 9th, 2022|5 min read
Get Ahead with This Year-End Financial Checklist
November 2nd, 2022|5 min read
AT&T Retirement: Is Now a Good Time?
October 26th, 2022|5 min read
The Basics of Medicare: 11 Things You Need to Know
October 20th, 2022|6 min read
Q3 2022 Market Update: Fighting Inflation
October 13th, 2022|4 min read
Financial Priorities in Your 20s, 30s and 40s
October 5th, 2022|8 min read
What Exactly Is Retirement Income? And Why You Need to Know Your Sources
September 28th, 2022|7 min read
What Is Federal Retirement Age?
September 21st, 2022|4 min read
Planning for Health Care in Retirement
September 14th, 2022|6 min read
Preparing for a Stock Market Recovery
September 8th, 2022|3 min read
Stay or Go: How Rate Hikes Impact Your AT&T Pension
August 31st, 2022|3 min read
What to Consider Before Buying a Fixed Annuity
August 24th, 2022|4 min read
Importance of Bonds in Your Portfolio
August 17th, 2022|5 min read
Navigating TSP Withdrawals While Working and in Retirement
August 10th, 2022|5 min read
Do You Need a Roth Conversion as You Prepare for Retirement?
August 3rd, 2022|4 min read
How to Save for the Three Different Types of Financial Goals
July 27th, 2022|5 min read
What to Know About AT&T Retirement Survivor Benefits
July 20th, 2022|4 min read
Traditional 529 Plan or Prepaid 529 Plan – Which Is Right for You?
July 13th, 2022|4 min read
Q2 2022 Market Update: Is This Time Different?
July 5th, 2022|5 min read
A Comprehensive Look at the FERS Pension
June 29th, 2022|8 min read
Pros & Cons of Claiming Social Security Early vs. Delayed
June 22nd, 2022|3 min read
How Much Should You Be Saving for College?
June 15th, 2022|4 min read
AT&T 401(k) – Keep It or Roll It Over?
June 8th, 2022|3 min read
What If You Retire in a Bear Market?
June 1st, 2022|4 min read
The Benefits of Long-Term Investing
May 25th, 2022|3 min read
Protecting Your Personal Information and Financial Assets
May 18th, 2022|3 min read
Do I Bonds Make Sense for your Cash Reserves?
May 11th, 2022|3 min read
What to Know About the TSP Mutual Fund Window
May 4th, 2022|3 min read
Should You Expect a Recession or More Economic Growth? Yes.
April 27th, 2022|6 min read
Benefits of a Flexible Retirement Withdrawal Rate
April 25th, 2022|3 min read
You May Need an AT&T 401(k) Review After the WarnerMedia Discovery Deal
April 20th, 2022|4 min read
Q1 2022 Market Update: US Economy Proves Resilient – But for How Long?
April 13th, 2022|4 min read
How Rising Interest Rates May Affect You
April 6th, 2022|3 min read
Getting Rid of Debt Before Retiring from AT&T
March 30th, 2022|3 min read
Vital Retirement Assets You Can’t Put in a Spreadsheet
March 23rd, 2022|5 min read
Navigating High Inflation
March 16th, 2022|6 min read
Steps That Can Boost Your Chances of Becoming a TSP Millionaire
March 9th, 2022|5 min read
Why Tapping Your Retirement Accounts Early Is a BAD Idea
March 2nd, 2022|4 min read
Electing AT&T Survivor Benefits
February 23rd, 2022|3 min read
Common Habits of Happy Retirees and Unhappy Retirees
February 16th, 2022|7 min read
How Federal Workers Can Take Advantage of the FERS Social Security Supplement
February 8th, 2022|3 min read
Charts that Explain Market Volatility, Corrections and Bears – Oh My!
February 2nd, 2022|5 min read
DIY Investing Comes with Its Own Costs
January 26th, 2022|5 min read
Your AT&T Benefits To-Do List for 2022
January 20th, 2022|9 min read
Market Update: Despite Headwinds, Economy and Markets Climb
January 12th, 2022|4 min read
Are You Prepared for Health Care Costs in Retirement?
January 5th, 2022|6 min read
Are You Ready? 6 Necessary Federal Retirement Steps
December 29th, 2021|6 min read
The Best Advance Capital Blogs of 2021
December 21st, 2021|7 min read
AT&T Pension Payouts Expected to DECREASE in 2022
December 16th, 2021|2 min read
Sidestep These 5 Major Non-Financial Retirement Mistakes
December 10th, 2021|6 min read
AT&T Employee Stock Purchase and Cash Deferral Plans: What to Know
December 1st, 2021|3 min read
Simple Ways to Increase Your TSP Savings
November 24th, 2021|6 min read
2021 End-of-the-Year Financial Checklist
November 19th, 2021|5 min read
How Big of a Threat Is Inflation Now?
November 10th, 2021|3 min read
What to Know If You Decide to Retire from AT&T Early
November 3rd, 2021|6 min read
What to Do If You Have Too Much Cash
October 27th, 2021|5 min read
Importance of Updating Federal Employee Benefit Beneficiaries
October 20th, 2021|5 min read
Market Update: Strong Demand Clashes with Low Supply
October 13th, 2021|4 min read
A Comprehensive Look at AT&T’s Pension Plan
October 6th, 2021|6 min read
4 Advance Capital Advisors on Forbes 2021 Top Next-Gen List
September 28th, 2021|1 min read
Do You Know Your FERS Retirement Age?
September 22nd, 2021|5 min read
Real or Just Hype: Home Title Theft Insurance
September 16th, 2021|4 min read
What AT&T Employees May Not Know About HSAs
September 8th, 2021|4 min read
Playing It Too Safe? What a Safe Withdrawal Rate Should Really Mean
September 1st, 2021|3 min read
8 Easy Ways NOT to Achieve a Comfortable Retirement
August 27th, 2021|6 min read
Should Federal Workers Choose a TSP Roth or Traditional Account?
August 18th, 2021|4 min read
9 Essential Money Moves to Make If You’re Laid Off
August 11th, 2021|12 min read
Long-Term Care: 5 Facts You Must Know
August 4th, 2021|4 min read
6 AT&T Retirement Myths
July 28th, 2021|6 min read
Before Signing, Know the Pros and Cons of Home Equity Loans
July 21st, 2021|4 min read
Watch Out for These 7 Major FERS Retirement Mistakes
July 14th, 2021|6 min read
Market Update: U.S. Economy Roars Back to Life
July 7th, 2021|4 min read
Coping with the Financial Tasks of Losing a Loved One
June 30th, 2021|4 min read
What the AT&T Dividend Cut Means for Employees
June 23rd, 2021|2 min read
Switching Jobs? Don’t Leave Your Old 401(k) Behind
June 16th, 2021|4 min read
Good News: New Money Manager for Thrift Savings Plan Funds
June 9th, 2021|4 min read
Types of Retirement Accounts and Plans
June 3rd, 2021|3 min read
AT&T Lump Sum or Monthly Pension? Here’s How to Decide
May 27th, 2021|4 min read
29 Must-Know Statistics about Estate Planning
May 20th, 2021|5 min read
Should You Accept an Amway Severance Offer?
May 13th, 2021|2 min read
Navigating the Amway 401(k) Plan
May 13th, 2021|4 min read
7 Steps to Help You Survive an Amway Layoff
May 13th, 2021|3 min read
10 Valuable Financial Lessons from the Best Commencement Speeches of All Time
May 12th, 2021|9 min read
TSP Matching Funds Explained
May 5th, 2021|5 min read
Take These 6 Key Steps and Never Worry About Running Out of Money in Retirement
April 28th, 2021|5 min read
The Psychology of Retirement Spending
April 22nd, 2021|4 min read
Social Security Basics for AT&T Employees
April 14th, 2021|5 min read
Market Update: Signs Point to Strong Economic Growth in 2021
April 7th, 2021|4 min read
Protecting Yourself from Elder Financial Abuse
March 31st, 2021|4 min read
The Best Dates to Retire from FERS in 2024 and 2025
March 24th, 2021|3 min read
Inflation Protection for Retirement Planners
March 17th, 2021|3 min read
Fixing Mistakes on Your Credit Report
March 10th, 2021|3 min read
Where to Find AT&T Benefit Advice in Retirement
March 3rd, 2021|5 min read
7 Biggest Investment Mistakes
February 24th, 2021|7 min read
3 Advance Capital Advisors Forbes 2021 Best-in-State Wealth Advisors
February 16th, 2021|2 min read
The Role of Politics in Your Finances
February 10th, 2021|3 min read
Does FERS Include Locality Pay in the Annuity?
February 4th, 2021|2 min read
Mortgage Refinancing Pros & Cons
January 28th, 2021|3 min read
Inherited IRA Rules for a Non-Spouse
January 20th, 2021|3 min read
Big AT&T Retirement Benefit Changes for Management Employees
January 13th, 2021|3 min read
Set These Smart Financial Goals for 2021
January 6th, 2021|5 min read
Decoding Cryptocurrency for Retirement Investors
December 30th, 2020|4 min read
Top Financial Living Blogs of 2020 for the New Year
December 23rd, 2020|6 min read
AT&T Pension 2021 Composite Corporate Bond Rate
December 16th, 2020|2 min read
Yes, You Can Still Become a 401(k) Millionaire
December 9th, 2020|6 min read
Benefits of a TSP Rollover for Federal Retirees
December 2nd, 2020|3 min read
Can You Lower Your RMD Taxes?
November 25th, 2020|3 min read
The Lump Sum vs. Annuity Pension Debate
November 19th, 2020|4 min read
More People Meet Financial Advisers for Help: Here’s How to Get Started
November 11th, 2020|5 min read
8 Steps to Help You Survive an AT&T Layoff
November 4th, 2020|3 min read
Rules for Taking Social Security While Working
October 28th, 2020|4 min read
Market Update: Assessing the Potential of an Economic Recovery
October 22nd, 2020|4 min read
6 Crucial Financial Steps for Couples in Case One Spouse Dies
October 14th, 2020|5 min read
What Every Investor Needs to Know About Investment Fees
October 7th, 2020|4 min read
Where to Get Financial Advice – the Good and Bad
September 30th, 2020|5 min read
Finding Old AT&T Retirement Benefits
September 23rd, 2020|3 min read
One of Barron’s Best RIAs – What Makes a Top Adviser?
September 17th, 2020|2 min read
Is Your Portfolio Truly Diversified? Here’s How to Tell.
September 10th, 2020|4 min read
5 Key Advantages of HSAs for Retirement
September 2nd, 2020|4 min read
Our Chance to Combat Financial Illiteracy in America
August 27th, 2020|8 min read
3 Facts on Why Investors Shouldn’t Worry about the 2020 Election
August 20th, 2020|3 min read
How to Calculate Your FERS Retirement Benefit
August 12th, 2020|5 min read